This story is my own work and is entirely fictional. Of course, I wouldn’t mind if some of it actually happened.

A junior year abroad is usually a mind-expanding experience. When I left my comfortable American university to study for a year in Sweden, I certainly found this to be so.

Early in the year, I met Kristin. She was the stereotype of everything Scandinavian--a gorgeous blonde, slim, athletic, full of life. She and I were both 21, and we became close friends early in the year. By mid-semester we were dating. She had studied in England for a couple of years, and so we had no language barrier. I had come from a small town in the Midwest, from a strongly religious background, and was not experienced in sexual matters, nor did I desire to be so. Kristin told me, early on, that she had gone a bit farther than I had, but was still technically a virgin. So we agreed: sexual intercourse, heavy petting, and nudity were off limits, until we were thoroughly committed to each other. Reaching under clothes with hands was about as far as we permitted ourselves to go.

As the year drew to a close, Kristin and I were very sad at the thought of parting. We began to look earnestly for a way we could stay together, but nothing seemed to materialize. With only two weeks or so to go, she got a letter from the children’s camp in northern Sweden where she was to work as a lifeguard that summer. They were desperately in need of male counselors; did Kristin know anyone who would be available? The usual strictures of no romantic involvement that would interfere with the program, of course, applied.

I filled out the application immediately, and faxed it to the camp. Within two days I had been accepted! I called my family and told them I’d be staying for the summer. This was going to be neat! At least we could be together three more months, possibly long enough to figure something else out.

Then Kristin pointed out something on the acceptance letter. The results of a physical examination had to be in the camp’s hands within one week. She hadn’t had her physical, and neither had I.

“What do we do?” I asked. “How do we get into a doctor’s office that quick?”

“I’ll call a friend of mine,” said Kristin. “She’s a doctor in a little village about two hours out by train.” Kristin telephoned and we had an appointment for the next day. Kristin told me that her friend was squeezing us in on her day off, so she would see both of us at the same time. Oh, well, big deal, I thought. Last time I had a pre-camp physical the doc just stethed me through my shirt. We’ll probably each get a real quickie.

The next morning Kristin and I set off on the train. It was a warm day so we were both wearing T-shirts, shorts, running shoes, and socks. Kristin had said we had about 2 kilometers from the train station to the doctor’s office—about 1.3 miles—so we should be prepared for a walk. Sandals would not be advisable, even though the weather invited them.

When we arrived, we took our walk through the village, stopped in at a café for a quick lunch, and made it to the doctor’s office just in time. The doctor greeted us right away: “Hello, I’m Dr. Svensdottir. Kristin, good to see you. This is your friend from America, Joe, right? Joe, you may call me Karin; I already know that Kristin will. We’ll get you checked out and ready for that camp. Glad you’re enjoying Sweden so much.” She showed us to an examining room, which contained a longer couch than most I had seen. It was a modular sort of thing; several units could be rolled together and attached. Also in the room were the usual things: cabinets, scales, and what appeared to be an X-ray machine.

In English, Karin asked us to sit on the couch, side by side. She looked in our eyes with a light, then our ears. She gave us the usual routine of “stick out your tongue, say AAAAHHHH,” taking our blood pressure readings, and taking our pulses. Then she turned to the door, and on the way out, said something to Kristin in Swedish. She left and closed the door.

Kristin got off the exam couch, sat down on a chair, and began to unlace her shoes. She kicked them off and pulled off her socks, then started to flip her T-shirt over her head. When she saw I was just sitting there, she said, “Didn’t you understand, Joe? Karin wants us to take off all our clothes.” When I continued to hesitate, she said, “Don’t they make you undress for physicals in your country? Come on, it’s no—as you say-- big deal. I’m going to take my clothes off.” Kristin then pulled off her T-shirt and unhooked her bra. For the first time, I was seeing her breasts in their natural state, uncovered and beautifully proportioned.

“Come on, Joe, take off your clothes,” she said. I quickly pulled off my shirt, shoes, and socks. Then I noticed Kristin unfastening her shorts, and I followed suit. I was standing there in my jockey briefs. But Kristin didn’t stop; she peeled her panties to her knees, then let them drop to the floor. I was enraptured. Here was a young woman whom I had been dating, and for the first time I was seeing her entirely naked. The removal of her panties had proved one thing to me; she was a natural Scandinavian blonde. Of course, I had an erection that was nearly tearing through my jockeys. I just stood there, not knowing what to do or say.

“Joe!” said Kristin, smiling a little. “What are you staring at? You look like you never saw a girl naked before!”

“I haven’t,” I said truthfully.

“I’ll never understand you Americans,” she said. “Karin wants to examine our bodies. How can she do that while we have our clothes on? Hey, look, Karin was my Girl Scout leader for three years. She’s seen me naked at least 50 times, and I’ve seen her too.

“Joe, every time I get examined, I take everything off. And sometimes at school they examined boys and girls together—not too often, but sometimes. When they did, we were all naked together—it was no big deal. I swim naked at the beach wherever it’s allowed. I’ve been naked in front of my parents, my brothers, and my cousins. And I’m still a virgin. There’s nothing promiscuous about it; we learn, as we grow, what everybody knows: girls have vaginas and boys have penises. This isn’t sex; this is going to the doctor and taking care of the bodies God gave us.”

She moved closer, facing me. “And, Joe, your body includes your penis. Karin will want to see it. Get over your –what do you call it?—hang-up; take off your underpants!” She grabbed the waistband of my jockeys and yanked them down to my knees. They fell to the floor from there. Here I was, standing in front of Kristin in my naked glory. So was my penis. I was erect as I had been very few times in my life—and why not, with Kristin in front of me, equally naked? Yet I was embarrassed just a little, and instinctively I reached my hand down to cover up. Kristin caught my wrist and held it. “No need for modesty; look, I’m naked too. And I’ve seen plenty of boys naked,” she said. Then she leaned her head against my chest and whispered, “But you have a very nice penis.”

We heard the door opening and just had time to separate ourselves from one another before Karin walked in. “All right, Kristin and Joe, I can see you’re ready. Let’s get your temperatures; who’s first?”

I said, “OK, I will,” and opened my mouth. Karin shook her head.

“That’s not the way I do it,” she said. “I always take temperatures rectally.” When I hesitated, Kristin laughed a little and said, “OK, Karin, I’ll get up on the table and we’ll show Joe how it’s done here. Joe, it really isn’t any big deal.” Kristin hopped onto the table and reclined on one elbow, with her back to the doctor and me. She drew up one leg so that her foot touched her other knee. The doctor went to the cabinet, found a thermometer and a tube of lubricating jelly. She squeezed a small dollop onto the bulb and inserted the thermometer deftly into Kristin’s rectum. Somehow Kristin looked sexier than ever, lying there on her side, a thermometer protruding from between her buttocks. She seemed not the least bit uncomfortable. The doctor set a timer, and told Kristin she might remove the thermometer when the buzzer went off.

“Joe, come over here,” said the doctor. “While I’m taking her temperature I can weigh and measure you.” We went over to the scale, where she weighed me and measured my height, chest, waist, and hips. My erection continued to rage, but Karin paid not the least attention to it.

“Time, Kristin,” she said when the buzzer sounded. “You may remove the thermometer.” Kristin reached behind her, pulled the thermometer out, and handed it to the doctor.

“Normal,” she said. “Your turn, Joe. Kristin, I’ll meet you over at the scales.”

I didn’t like this, but I thought I’d at least get a good show to watch. So I lay down on my side, facing the scales. Karin wasted no time sticking a lubricated thermometer into my rectum. I was sure my temperature must have gone up a degree or two while I saw her weigh Kristin, mother-naked, then check her height and draw a tape measure around her breasts, her waist, and her hips. But when the doctor checked my temperature, it was normal.

The doctor then donned her stethoscope. “OK, Joe, let’s check your heart and lungs,” she said. She placed the stethoscope on the strategic places on my back, while I sat up on the couch. She then moved around front. I was still quite sexually excited; actually, I could not remember a time when I had been nude for an entire examination by myself, much less with a girl. Kristin seemed nonchalant about the whole thing, but then it’s not so obvious when a girl is turned on, even when she’s naked.

“Lie back, Joe,” said the doctor. She began stething me further down, and finally started listening to my femoral arteries, placing the stethoscope on each side of my genitals. She then percussed my chest and punched my abdomen.

“You seem OK, Joe. Kristin, your turn,” said the doctor. I got off the couch and Kristin hopped up, sitting straight for examination of her back. I could now see that her nipples were quite erect; this whole episode was more of a turn-on for her than she cared to admit. Kristin followed the doctor’s breathing instructions, and reclined against the back of the couch when the doctor bade her do so. Karin explored Kristin’s chest thoroughly with the stethoscope, listening just above and just below each breast, as well as in the middle. She moved the stethoscope intently around Kristin’s chest, then her abdomen, and finally into her groin area.

“Now, Kristin, I’m going to examine your breasts,” said the doctor. “Then I think I’ll go ahead and do your pelvic and rectal, before we get Joe back up here.” Kristin grimaced a little when Karin said “pelvic.” The doctor felt Kristin’s breasts thoroughly while she was in a sitting position, then let the head of the couch down so that Kristin was lying flat. Then she examined Kristin’s breasts again. “Your breasts are fine, but you should examine them yourself every month,” she said to Kristin. “Would you like a booklet that explains how?” Kristin nodded.

The sight of the doctor’s hands touching Kristin’s breasts, the breasts I had felt through clothes but had never seen bare until today, was too much for me. I could not contain myself, literally. I did manage to turn my back before the semen squirted out of me. “Just get a tissue and wipe yourself off,” the doctor said matter-of-factly. “That happens once in a while.”

“OK, now lift your legs a little.” Kristin did, and the doctor rolled away the bottom third of the couch. Now Kristin was lying with her rump very near the edge, and her legs and feet actually hanging over. She didn’t look very happy. “Joe, pull up a chair beside Kristin, and hold her hand,” said the doctor. “This part of the examination isn’t very pleasant, and I think she’ll appreciate your support.” When I was sitting beside Kristin, she whispered, “I’m honored that I made you come.” Karin helped Kristin put her feet into the stirrups that swung out from the end of the exam couch. Now Kristin was as exposed as she could be. The doctor wheeled a tray of instruments over.

“The first thing I’m going to do is insert a finger into your vagina,” she said. “Try to relax, and don’t fight it. Then I’m going to spread your labia, with this instrument, so I can get some tissue samples. After that, I’m going to put this plastic speculum into your vagina; this helps me see the interior of your vagina, and your cervix. I’ll take a tissue sample from your cervix. Do you understand what I’m about to do?” Kristin nodded. “Do you understand that this is the best way to detect certain kinds of cancer early enough so you can get help?”

“Yes,” said Kristin.

“OK. Then I’ll get started. Joe, hold her hand nice and tight.”

“Stroke my hair with your other hand, Joe,” said Kristin. I did, and the doctor did her work. Kristin’s face looked strange, but not sad. After the speculum was out, Kristin smiled at me. “You helped a lot, Joe. I’ve had pelvics now for five years, and that’s the first time I got through one without crying.”

“It’s not quite over yet, Kristin. I’m going to insert a finger into your vagina, and another into your rectum,” said the doctor. “I need to feel for strange masses or anything of that nature.” I felt Kristin’s hand tense as Karin began this part of the examination. Kristin looked at me and smiled. I smiled back.

“Just one more thing,” said the doctor. “I need to put one hand—well, two fingers—inside your vagina and the other on your pubic area. Oh, that one glove that went into your rectum we’ll send to the lab for your stool culture. Camps need that, especially if you’re going to be handling food.” Kristin and I continued to hold hands through this procedure.

“All right, Kristin, you can get off the couch and rest a while, but we’re not done with your exam yet. Joe, I need your chair. I’ll sit down, you stand in front of me. Now, when I tell you, cough.” I knew all too well what Karin was doing; checking me for a hernia. She then examined my penis, which was beginning to swell again, and then my testicles. “Men your age are the highest-risk group for testicular cancer,” she said. “You should examine your testicles every month, and see a doctor immediately if you find a lump.” I turned my head, and noticed that Kristin was watching intently, and there was a strange, almost wistful smile on her face.

“All right, Joe. Up on the couch, on your hands and knees, chest toward the table.” Karin was donning a rubber glove, and I had a very good idea where her finger was going to go, even before she informed me that she was going to examine my rectum. “We –how do you say it?—kill two birds with one stone. I’ll make sure there’s nothing wrong with your prostate gland, and I’ll also get a stool sample on this glove. Three birds, really; I’m checking for hemorrhoids too.” I didn’t especially like her probing finger in my anus, but she was a doctor, after all. She withdrew, but before I could relax in went a little scope. “Just need to look up in there a little bit, Joe. Say, Kristin, I overlooked this procedure for you, and it is important. When I’m done with Joe, let me put the scope in, OK?” I could see Kristin frown a little, but she nodded. Finally, it was over, and I felt a cool cloth wiping off my bottom. I slipped off the table, and Kristin got back on, assuming the knee-chest position. Since she had already had a digital rectal exam, it was just a matter of slipping the little scope in, looking, taking it out, and wiping her off.

“About four or five more things and we’re done,” said Karin. “Let’s put the extra section back on the couch; that will save some time. Both of you, over here to the X-ray machine. I’m going to X-ray your chests. Joe, you first.” I stood in front of the X-ray device, the lead shield up to my waist. The doctor put a film in, went behind her own shield, and snapped the picture. It was the same routine for a side view. After that, at the doctor’s order, I sat on the exam couch, while Kristin got her X-rays. I had a beautiful view of her back and butt during the first X-ray, and the side view had her facing me, more or less. Karin was beginning to seem like the odd one; she was wearing clothes, and Kristin and I had both been stark naked for over an hour. Naked, and not really ashamed.

The doctor asked Kristin to sit beside me, letting our legs hang over the side of the couch. She gently tapped each of our knees with a rubber hammer. Then she sat in a chair, and took Kristin’s left foot into her hand, separating her toes one by one. I watched the examination intently, and was turned on a little, because handling her feet was a pleasure that Kristin had let me have, once or twice. She had gotten a splinter in her foot once, while we’d been dancing barefoot in her apartment, and had asked me to remove it. Another time I had offered to help her with her nail polish, and she had accepted my offer.. Karin moved on to Kristin’s other foot, then to my feet.

“One more thing before you dress,” said the doctor. “I need to get you up to date on your immunizations. Both of you, tell me what injections you’ve had and when.” When we told her, she said, “I think we can give you each two injections, in your buttocks, that will cover you at camp. Both of you, on your feet and over the couch while I prepare them.” Kristin gave me a wan smile, then got up and motioned to me to stand beside her. We then leaned across the couch, holding hands, our backs to Dr. Karin and our faces turned toward each other.

I felt the doctor’s hand on my back, and a cool sensation on my right buttock as she swabbed my skin with alcohol. “Relax for the injection,” she said, and I felt the needle jab into my butt. “OK, this other one will hurt more, said the doctor.” I looked at my blonde Valkyrie, longing to kiss her and make love to her. I scarcely felt the needle at all. Karin moved on to Kristin, who was gripping my hand tightly. I could see the expression on her face change as she took the first shot, and just a hint of a tear as the second one was given. “All right, that’s all. You may dress, and I’ll be back in to talk to you. Just open the door when you’re dressed.” As soon as we heard the door close, we got up from our bent-over positions, stood facing each other, and embraced tightly. “I’m coming!” exclaimed Kristin, and her entire body began to tremble. She uttered a few words in Swedish, then hugged me so tightly I could barely breathe. In a moment, she released me, and stood there in front of me. “Joe, you don’t know what happened, do you? I had an orgasm. It’s just like you when the stuff comes out of you. I’ve come once before today; while Karin was examining your penis. I just stood there, watched you, and that was that. I didn’t want to admit this could happen, but us getting examined together really turned me on. I told you I’ve been naked around boys before, but I’ve never felt like this. I guess this means I love you.”

“I love you, too, Kristin,” I said, holding her tightly.

“We’d better get dressed. There’s still time for us to have some fun before we go back to Stockholm.” We put on our clothes—in a way, it seemed strange to be wearing them again, after 90 minutes of nakedness in the doctor’s office. When we opened the door, Karin came right in.

“Both of you seem to be healthy young adults,” she said. “Be careful about being out in the sun too long; wear a good sun blocker. Get something for athlete’s foot before you go to camp; you can get that in a hurry. Oh—do you need anything for birth control?” The doctor smiled at both of us.

“No, we’re abstaining,” said Kristin quickly. We rose to leave, but I heard her whisper, “Karin, give me some foam or something in case I change my mind. And could we borrow your bikes for the afternoon?” I saw a small package change hands.

When we were outside, I was still full of the wonder of it all. Kristin seemed to make the transition back to clothed reality immediately; in my mind I was still naked, and so was she. “Karin has a couple of bikes and she said we could borrow them. Let’s go riding for a while.” In no time, we were on two bicycles and out in the country. “Down this way,” said Kristin, leading me down a woodsy road. We came to a wide pool at the foot of a waterfall; in seconds, Kristin was off her bike and so was I. In just a few minutes, we were both sitting on the bank, dabbling bare feet in the cold water. Suddenly Kristin got up and flipped off her T-shirt, then unfastened her shorts. “Come on, I’m going in,” she said. “I feel all dirty after I’ve been to the doctor, until I’ve had a bath or a shower—and I’m going to have a shower now in the waterfall. I want you with me.”

In a moment, we were nude and playing under the waterfall, like two children who had never worn clothes. We touched each other’s wet bodies, enjoying every moment. When we were getting cold, we got out and simply lay down on the turf, letting the sun dry us. We skillfully touched, kissed, and fondled each other until we both reached climax. Kristin said, though, that she wasn’t ready for sexual intercourse, and I didn’t push it. It was nearly sunset when we slipped into our clothes and biked back to the village. We had to run the last block to the station for the last train back to Stockholm. We were undoubtedly at a new level of commitment to each other, and I wanted badly to spend the night at Kristin’s apartment. She hesitated for some time, but finally she allowed me in. She still laid down some rules though. Sleeping together naked would be OK, and so would touching each other anywhere, even to the point of orgasm. Sexual intercourse would have to wait until we were both absolutely sure that we were for each other. So, we stripped and jumped into bed. I kissed her breasts over and over again and rubbed her clitoris vigorously, while she gave my penis a good deal of attention. After a good deal of almost-complete passion, we drifted off to sleep.

The next morning I awoke first; she was lying beside me, covered only up to her navel. I admired her bare breasts for some time, and resisted touching them as long as I could. My caresses finally awoke her. She kissed me, then turned and got up, in naked glory. “Get dressed, Joe. I told you, this is as far as we’re going. We have all summer, you know.”

Indeed we did. Our love grew deeper through that summer, and the camp director, fortunately, was an understanding fellow, who allowed us time off together regularly. After camp was over, when we only had a couple of days left before I had to return to the States, we went to a small hotel in a small village, and surrendered our virginity to each other. With vows to see each other again as soon as possible, we parted, with tears, at Stockholm airport. We sent e-mails for a while, but after several months her e-mails stopped coming and mine to her got returned undeliverable.

All this happened about five years ago. I graduated from college, with a degree in business administration, and took a position with a medium-sized company on the east coast. One day last month, my ears perked up when I heard they were starting a Swedish operation. I put in my application, thinking a year of study in Sweden would work in my favor. It did; I was accepted. I then searched every computer file I could think of, looking for Kristin. I finally found someone who appeared to be the right one, and sent her e-mail. Sure enough, it was my Kristin, still single after five years. She had been engaged, but had broken things off; the guy just hadn’t been right—not when compared with her first love, me. She was glad to hear I was “coming home,” as she put it, and she wanted very much to see me again. Well, when I go—my stuff is packed and my flight leaves in a few days—my first weekend off is going to be with Kristin. I’m not coming back to the USA without her. If that means I will live in Sweden, then so be it. I don’t care as long as we’re together.