I went in to see my regular doctor for a possible broken toe. She checked it out, but said it probably wasn't broken and showed me how to tape it up to stabilize it until it heals.
She checked my chart for a minute and then said, "While you're here, do you want to do a quick head to toe checkup - no pun intended?"
I'd been in to see her for my regular exam a few months earlier, but agreed. I stripped naked and she did a brief check of my vitals. She recommended I come back in a few weeks so she could recheck my toe.
I made a follow up appointment and returned a few weeks later. This time when the assistant left I stripped completely and waited for the doctor. She came in and examined my toe as if I was otherwise dressed. Everything looked fine. She filled out my chart.
She asked if I needed anything else examined. I told her no. She said she was just wondering, since I was undressed. I started to flush a little and said that I thought she might want me undressed again, since she did last time.
I think she noticed my embarrassment, because she reassured me that it was fine. She asked if I was more comfortable being examined nude. This caught me off guard, and I said that I just prefer to be thorough and make sure nothing goes unnoticed. I could feel my groin stirring and my penis starting to harden.
She said that's a good idea and went back to the chart. I'd hoped we'd dropped the subject. She finished the paperwork and asked me again if there was anything else she needed to look at. I said no again. At this point, I was fully hard.
She said that she didn't mean to embarrass me. Then she added, "I was just surprised to get the full monty for a toe exam, but you should always feel free to undress as much as you like. That's why the rooms are private." She told me to take as much time as I needed to clean up and leave the door open when I was done.
At first, I wasn't sure what she meant since there was nothing to clean up. Then I remembered my state, and my eyes went to the lubricant on the counter. It didn't take me long to come. I got dressed and left. I ran into the doctor in the hall on the way out. She a said goodbye and gave me a big smile.