Most recently was at my annual physical earlier today.
The MA was brand new. After the preliminaries she consulted the patient prep checksheet my doctor has them use, she points to the gown and said "I think you know the drill, right?" After she leaves I strip off and am just settling in with the gown wrapped around me (as much as it could be), lying on my side with my phone, when a second MA (I think) comes in to clarify a few things then quickly leaves. A minute later a third lady comes in and does the same thing. Finally the second lady reenters the room, grabs two tubes of lubricant out of the cupboard, places them on the counter and smiles at me saying he (the doctor) is going to need these before she nips out. Thanks! It was about then I realized that although I was laying there comfortably, I was probably not laying there as "modestly" as I could have been. Right.
When the doctor entered, the first thing he did was untie the back of the gown and let it fall to my waist. When I pulled my arms out of the sleeves for balance, the gown crumpled and lay in my lap in a way that left no doubt I was naked underneath. My butt was bare from the hip bones back and when I looked down I could see my pubic hair and a bit of penis over the top of the gown, and kness and a bit of thigh at the bottom. After going through the chart he came over to do the head and neck, the heart and lung exams, finishing up with an exam of feet, ankles and legs.
He grabbed a pair of gloves and had me stand, minus the gown. After struggling with the gloves he sat and did a hernia exam before doing a pretty good exam of my penis and testis, including retracting the foreskin and noting my vasectomy of some years before. He then grabbed the lube and treated me to a good, solid prostate exam, his finger almost but not quite deep enough to cause real discomfort.
After the rectal I sat back on the table and we discussed a few health issues in detail before he came back over and repeated a couple of physical items before sitting down again to chat. It finally ended when I asked if I could put my clothes back on. While I was comfortable sitting around nude, I was starting to get a little chilly!